COMMERCIAL HEALTH INSURANCE PLANS IN MALAYSIA: A GENERAL ANALYSIS
Healthcare costs are rising in Malaysia for various reasons. Thus, some people have responded by purchasing private health insurance to protect against catastrophic illnesses and huge medical bills. In this paper, a comparative analysis of private health insurance plans of different types is done to determine if they do provide adequate coverage and adequate protection against heavy financial loss. The results indicate that all of the eight private health insurance plans in this study do not provide adequate coverage and adequate financial protection because of various restrictive terms and conditions.
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